THE POWER of
GOOD ADVICE

CORAHART

Guides your

PASSION

to succeed

Services

We assist you in protecting the financial well-being of your customers - Globally.

Multicultural Strategic Leadership

Multicultural Board of Directors
Multicultural Fractional Executive
Multicultural Team Development

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Advice & Peer Review

Advice on Projects Management & Implementation
Peer Review of Product Design & Development prior to launch

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Mergers & Acquisitions

Due Diligence Work
Post Acquisition Work

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We’re Good with Numbers

30 +

Years of Experience

18% to 21%

Foreign Country Experience

Rate of Return

on Life Insurance Products

6 to 9

Years to Recoup initial Capital Invested in Life Insurance Products

About

Bio

Expertise

Our MISSION is to assist you in protecting the financial well-being of your customers - Globally.

A Strategic Leader and Results-oriented Executive with expertise focusing solely on ensuring that businesses benefit from my skills and unique global experience to improve the bottom line. Highly developed critical thinker in Wealth Management, delivering innovative financial solutions through products and services. Highly developed interpersonal skills with an ability to engage diverse cultural mindsets to produce measurable results.

Impactful work requires a clear mission. CORAHART guides your PASSION to succeed.

Testimonials

TESTIMONIALS

“Jose has developed a strong leader, adept at guiding staff across broad geographies and in a multi-lingual setting. Jose has a great understanding of business and management. His creativity, trustworthiness, and keen sense of strategic direction makes him a unique valuable member of any senior team. As a fellow board member in both Ohio Seguros de Vida, SA in Chile, and Ohio Seguros de Vida SA in Peru, he made important contributions utilizing his understanding of business opportunities, key marketing drivers, and risk management, which consistently helped enrich our conversations.”

David Azzarito

SVP Ohio National Financial Services

Testimonials

TESTIMONIALS

“José is a World Actuary, with over 30 years of experience in International Companies. He has worked for large US Insurance Companies with businesses overseas. He served as Ex-Pat in Chile and Mexico in Senior roles, and also worked with the best insurance consultants in the USA in M&A and building insurance products for Latin America. But more importantly, Jose has developed a well-rounded leadership acumen leading staff in a multi-lingual setting. Jose has a great understanding of business and management. His creativity, trustworthiness, and keen sense of strategic direction makes him a unique valuable member of any senior team. As a fellow board member, his understanding of business opportunities, key marketing drivers, and risk management, helped enrich our conversation at the Board table in Ohio National Chile S.A.”

Tina Christa Rosenfeld

Independent Board Member

Testimonials

TESTIMONIALS

“For two decades, Jose Berrios has been a colleague, client, and most of all a good friend. He specializes in the development of actuarial models used throughout the Americas. His models are used by companies for valuation, pricing, and asset management. We are excited about Jose’s new endeavor and look forward to our continued relationship.”

Brandon Hendrickson

Milliman, Consultant

Testimonials

TESTIMONIALS

“I have been working with Jose during 7 years. José is an extraordinary actuary and a great person. I am lucky to work with him for the same group. José supports us from the Regional Office in the development of excellent products for our clients. José has also been a Director in the company. I believe that Jose has a proactive attitude, as well as a great ability to successfully communicate and lead work teams. Jose possesses a strong ethical value, honesty and integrity.”

Alfredo Salazar
General Manager

Ohio National Peru

Testimonials

TESTIMONIALS

Jose ha sido un pilar fundamental en el desarrollo de nuestras líneas negocios con su espontánea creatividad y experiencia, supervisando y liderando desde la Oficina Regional el desarrollo de nuevos productos para nuestra compañía en Chile. Además destaca por su calidad humana y gran sentido de equipo con un optimismo contagioso para todos. Un gran profesional y con una basta experiencia en los principales mercados de Latino America

Claudio Correa
Ex. Gerente General

Ohio National Chile

Director de Empresas y Consultor

Clients